Liability insurance?

Discussion in 'Mavic Pro Help' started by UAV Man, Oct 15, 2016.

  1. UAV Man

    UAV Man Well-Known Member

    Joined:
    Oct 13, 2016
    Messages:
    437
    Likes Received:
    131
    Location:
    Medicine Hat, Canada (nearly...)
    Okay who actually has insurance for smacking some poor groom or bride in the head while filming? If so let me know what sort of costs are involved and name the companies that offer such insurance.

    I realise some brides and grooms deserve a smack in the head sometimes but it would be nice to think I'm not going to be in court for damages. :D
     
  2. rottie

    rottie Well-Known Member

    Joined:
    Oct 13, 2016
    Messages:
    73
    Likes Received:
    25
    Location:
    ipswich suffolk uk
    I won't be doing weddings, so I haven't got to worry about that side I do try to be responsible when I'm flying, but there is going to be a time when something might happen
     
  3. Deckyon

    Deckyon Well-Known Member

    Joined:
    Oct 12, 2016
    Messages:
    466
    Likes Received:
    192
    You may also want to contact your home insurance provider. For me, it is covered under my umbrella policy on my house. I have verified it with my insurance agent (State Farm). NOW, there is probably a difference between that and if you are flying commercially (making any money) but then, if you havent certified with the FAA (USA) then you may have other things to worry about.

    But not a bad thing to look into. Just check with your home owners insurance first and see if you are already covered without adding any extra costs.
     
  4. LuvMyTJ

    LuvMyTJ ~ ADMINISTRATOR ~
    Staff Member

    Joined:
    Oct 11, 2016
    Messages:
    2,916
    Likes Received:
    1,225
    Location:
    Live! From New York!
  5. F6Rider

    F6Rider Well-Known Member

    Joined:
    Oct 15, 2016
    Messages:
    998
    Likes Received:
    431
    Location:
    Sunny California
    If you are a hobby flyer then state farm has a Personal Article policy that will cover your Mavic from loss for $60 a year, not sure how much the liability coverage is as my policy is in the mail but I think my agent said 50,000 per claim (she also said the company might not renew after a claim was paid)
     
    Sn9316 and Jimmer like this.
  6. Butterpuff 6

    Butterpuff 6 Well-Known Member

    Joined:
    Oct 16, 2016
    Messages:
    156
    Likes Received:
    96
    Location:
    Charlotte, North Carolina
    IMG_1947.PNG If you join the AMA (Academy of Model Aeronautics) you get insurance coverage.
     
  7. BJones

    BJones New Member

    Joined:
    Oct 30, 2016
    Messages:
    1
    Likes Received:
    0
    Location:
    Shoreline, WA
    Thanks for the post Butterpuff6. I think the insurance benefit more than pays for the dues. Do you have to do something to enable the insurance, or does it start when you join? I have one group where you actually have to click a box saying you want the insurance (free, but you have to click).
     
  8. Butterpuff 6

    Butterpuff 6 Well-Known Member

    Joined:
    Oct 16, 2016
    Messages:
    156
    Likes Received:
    96
    Location:
    Charlotte, North Carolina
    The insurance coverage was the original reason I joined. The AMA is also a very good source for keeping up with the often changing and confusing regulations and interpretations for UAV flyers.

    If I remember correctly, they sent an email confirmation of my insurance coverage until paperwork came in the mail.


    Sent from my iPad using MavicPilots
     
  9. F6Rider

    F6Rider Well-Known Member

    Joined:
    Oct 15, 2016
    Messages:
    998
    Likes Received:
    431
    Location:
    Sunny California
    I am a member and the Liability ins is great, BUT, it will not cover your Mavic if you crash it, it covers Liability, Medical, fire, vandalism, and theft only. So if you crash it you're out of luck. I have a State Farm 'Additional Articles' policy that is all that plus crash repair/replacement for $60 a year, had it on my P3. If all you need is basically the liability then the AMA is awesome, plus you get to fly at their fields.
     
    Sn9316, Mavic_Ward and Butterpuff 6 like this.
  10. KenPascoe

    KenPascoe Member

    Joined:
    Oct 30, 2016
    Messages:
    19
    Likes Received:
    5
    Any Australians able to chime in on insurance, including home and contents coverage of the drone?


    Sent from my iPad using MavicPilots
     
Loading...
Similar Threads - Liability insurance Forum Date
Liability insurance in Germany/Europe Mavic Pro Discussions Jun 16, 2017
Liability insurance suggestions? Mavic Pro Discussions May 30, 2017
SFOC liability insurance - $550/$1M COPA General Discussions Apr 28, 2017
Liability insurance help from you travelers General Discussions Apr 15, 2017
Drone Insurance for Liability? General Discussions Feb 10, 2017

Share This Page