Insurance in Australia

Hobbo · Nov 10, 2018

Does anyone known of an insurer in Aust which offers cover for drones (similar perhaps to State Farm which a lot of owners seem to use in USA)? Thanks

AussieDrone · Nov 10, 2018

I am not sure about Drone insurance as such, however some of the home and content insurance policies provide insurance for accidents damage etc. If you have home and content insurance, give them a bell and ask ... normally all of those policies have excess fees so may not be worth considering for a sub $1000 drone.. just found this on the net.. have a look, talks about phones and tablets leaving in the train.. so drone might be covered..

https://www.comparethemarket.com.au/home-contents-insurance/types/accidental-damage/

Hobbo · Nov 11, 2018

Tx for that. I’ll look into it with my current insurer.

Jorgeo65 · Nov 20, 2018

Every insurance company I ring about getting my drone insured, treat me like i'm asking to get insurance for a Sherman tank.
I've spoken to 3 people from my insurer {real} about adding my drone to my portable contents home insurance and get 3 different answers, they will readily insure a car that has a high chance of getting into a accident, but for a mavic drone which is unlikely to cause damage, the answer is no, wont insure drones.
I found 1 insurer that will only cover it for accidental damage and theft, only if I'm not using it at the time.
anyone know of a better deal in Australia that wont cost a fortune?
I know I could search for a answer, but I'm very lazy.
thanks in advance.

AussieDrone · Nov 20, 2018

Jorgeo65 said:
Every insurance company I ring about getting my drone insured, treat me like i'm asking to get insurance for a Sherman tank.
I've spoken to 3 people from my insurer {real} about adding my drone to my portable contents home insurance and get 3 different answers, they will readily insure a car that has a high chance of getting into a accident, but for a mavic drone which is unlikely to cause damage, the answer is no, wont insure drones.
I found 1 insurer that will only cover it for accidental damage and theft, only if I'm not using it at the time.
anyone know of a better deal in Australia that wont cost a fortune?
I know I could search for a answer, but I'm very lazy.
thanks in advance.

Lol, at least you are honest.. let me see if I can find anything.. wonder what the outcome of investigations from OP

Jorgeo65 · Nov 20, 2018

AussieDrone said:
Lol, at least you are honest.. let me see if I can find anything.. wonder what the outcome of investigations from OP

Simmo · Nov 20, 2018

There is a Broker in Cairns, Bill someone, but its not cheap for P/L etc...
Get a RePL and prices start to come down..

Jorgeo65 · Nov 20, 2018

its very frustrating, the only dedicated drone insurers i can find , are for commercial only.
these new drones would be a safe bet to insure, they rarely crash compared to cars, so whys it so dam hard to get them insured.

Simmo · Nov 20, 2018

Its just the nature of the beast...
To drive a car, you need a licence, I think now the kids need 100 hours of experiance??
Grab a mavic, from Hardly Normal, dont even charge it, just go fly over the Sydney Harbour bridge, and crash into a car on the bridge...
Carnage avoided, but barely..... (fact)
Hereby lies the reason why...

Jorgeo65 · Nov 20, 2018

but in reality that doesn't happen, its more a what if this happens or what if that happens.
the general public are scared of drones and think, if u have a drone u are up to no good.

AussieDrone · Nov 20, 2018

Jorgeo65 said:
but in reality that doesn't happen, its more a what if this happens or what if that happens.
the general public are scared of drones and think, if u have a drone u are up to no good.

I agree... most people are responsible drone users. They do the right thing even no one is looking...
Yes people need a divers license to drive a car, however most accidents are a result of illegal activity be speeding or drink driving... I get both arguments, however we need to be pragmatic about things... hopefully some sort of regulation requiring registering drones will come up so they can track if something happen ? That would eliminate the phobia (hopefully)..

Jorgeo65 · Nov 20, 2018

I'm a bit worried about the new year, have been seeing tons of adds for drones, me think there will b a lot more in the skys after Xmas, all it will take is a kid to get hit, and **** will hit the fan.

AussieDrone · Nov 20, 2018

You are not wrong ... hopefully people who purchase them are responsible.. dr can only hope !

Jorgeo65 · Nov 20, 2018

yea, not going to worry about it anymore, that's all I've done since buying the Mav,

Jorgeo65 · Nov 20, 2018

AussieDrone said:
You are not wrong ... hopefully people who purchase them are responsible.. dr can only hope !

what part of sydney u from?

Simmo · Nov 20, 2018

I think CASA's plan is to have the new rules out by June next year.

Simmo · Nov 20, 2018

I was almost right!!

CASA has recently established a new Technical Working Group which has been tasked with developing policy for the imminent (in CASA timeframes) implementation of a drone registration and accreditation system.
The key terms and dates are laid out below.
KEY PRINCIPLES
The key principles that will be applied for the reform are the following:
• CASA intends to implement a mandatory drone registration system for all drones weighing more than 250 grams and used in Australia – registration may be completed by an organisation or a person;
• CASA intends to implement an accreditation system for all drone users operating recreationally or under the excluded RPA category – accreditation may only be completed by a person;
• Drone measures will be subject to cost recovery.
• Project launch and initial submissions: October 2018
• TWG meeting: November 2018
• Public consultation on detailed policy: December 2018 – February 2019
• Policy finalisation: March 2019
• Legislation drafting: April 2019
• Regulatory package to Department: May 2019

AussieDrone · Nov 20, 2018

Jorgeo65 said:
what part of sydney u from?

I live near Castle Hill...

Jorgeo65 · Nov 20, 2018

AussieDrone said:
I live near Castle Hill...

i grew up in the eastern suburbs, moved down south 21 years ago, never looked back.

Jorgeo65 · Nov 20, 2018

Simmo said:
I was almost right!!

CASA has recently established a new Technical Working Group which has been tasked with developing policy for the imminent (in CASA timeframes) implementation of a drone registration and accreditation system.
The key terms and dates are laid out below.
KEY PRINCIPLES
The key principles that will be applied for the reform are the following:
• CASA intends to implement a mandatory drone registration system for all drones weighing more than 250 grams and used in Australia – registration may be completed by an organisation or a person;
• CASA intends to implement an accreditation system for all drone users operating recreationally or under the excluded RPA category – accreditation may only be completed by a person;
• Drone measures will be subject to cost recovery.
• Project launch and initial submissions: October 2018
• TWG meeting: November 2018
• Public consultation on detailed policy: December 2018 – February 2019
• Policy finalisation: March 2019
• Legislation drafting: April 2019
• Regulatory package to Department: May 2019

i hope they don't ban us from flying around beaches or any part of the coast line.