Here's some good reading material for you:
Things you wish you knew when you started
and my contribution to it:
What to think about before you even commit to buying a drone
1. What do you intend to do with your drone? Do you really need that
Inspire 2 or can you get by with a Standard?
2. Will you be responsible enough to abide by the rules and regulations for recreational and/or commercial drone operation? Drones are not a buy and fly toy. Even at the base level, for upwards of $400 for the Phantom series and $999+ for the Mavic, you have a serious investment in the air as well as a potentially lethal weapon at your command.
3. Do you have the ability to fly and enjoy a drone? If you are handicapped in terms of mobility, you might need the help of someone else to fly it, since you will have to bend over to put it on the ground or on a table. Do you have good enough eyesight to see the drone line-of-sight at 25, 50, 100 feet away? Can you hear the drone? Fair eyesight and the ability to hear are important to be able to keep track of the drone at all times. If you are lacking in either, maybe best to have a spotter with you and to keep the drone closer to you than what its' maximum range are.
4. Can I afford this hobby? As I mentioned above, any DJI drone is not a disposable toy, it is a serious investment. The ante to get in is set at minimum the price of the drone, but to do it right, you will need to be able to cover it in case of mishap, and to repair it if need be. DJI does offer Refresh, so they have you covered in case of operator error, but for total loss, consider a drone insurance policy, available in many states for very reasonable prices. Should you get both Refresh and drone policy? I have both. Refresh for damage of less than $400, and if the drone is recoverable, as in not at the bottom of the ocean. State Farm covers total loss from a flyaway, total loss or damage not covered by Refresh for whatever reason.
Which drone should you buy?
1. A good place to start would be figuring out what your budget is including insurance and upgrades. Dont forget that almost every part on the drone has a life expectancy, and will need to be replaced at some time. Also, DJI Refresh is only valid for one year, so what will happen if you crash it after Refresh expires? You can use drone insurance as a fallback, but if you have too many claims you could get cancelled, and making a claim for a minor part might not be worth the risk of a higher premium or cancellation.
2. What features do I need at a minimum? Do you really need that 4k camera, or can you get by with a lower res cam and thus lower price tag for the drone? Portability? Accessories? Parts availability?