Currently, I personally believe a stand alone insurance policy from State Farm is the best option. If you want to do a quick search on this forum, there are numerous threads on the topic including the pros and cons.
I live 10 minutes away ,you will have to have a hard copy of the reciept ,serial number and when and where you purchased it ,It takes about a half hour ,take photos of everything ,,,,IT IS WELL WORTH IT ,When filing a claim it takes just a few...