Digital Camera World recently posted an interview with DJI's Head of Global Policy, Adam Welsh.
https://www.digitalcameraworld.com/drones/exclusive-dji-interview-460-000-american-jobs-and-public-safety-at-risk-says-head-of-global-policy
From...
SEE post #5....If you will be employed by the company as a drone pilot and that company has insurance then yes you need a part 107. Insurance companies don't insure "employed recreational pilots".
Realistically? Neither.
The current legal actions facing DJI in the US are an attempt to force-start US production of drones by hobbling the vendor with 70% of the US market.