Currently, I personally believe a stand alone insurance policy from State Farm is the best option. If you want to do a quick search on this forum, there are numerous threads on the topic including the pros and cons.
I am going to take a gamble on all of my DJI equipment.
The last time the government declared my equipment to be illegal and the turn it in or destroy it, I chose to destroy it. A year or so later, those decisions were overturned and today my...