You could save your $$$ and try Hugin - free, and more capable than all of the paid ones, just a bit more effort to learn to use initially and rather ancient GUI. Don't have much XP with the others, but just checking you hadn't missed the most...
A big Yes, even though I am licensed to operate commercially, I have not made a dime, my regular ( non flying ) job eats up all the time I trade for compensation, sooner or later I will get there, meanwhile I fly for amusement.
Just to reiterate, the State Farm personal article policy for drone protection is for recreational flyers only. You cannot make a claim under Part 107. **edited** I should’ve said I’m looking into a commercial policy now, but they’re making me...