It takes some effort but once you get there, it becomes a habit, i.e. good credit management. Below is my today's credit score. I still like all expensive toys :)
My apologies for the long post.
What hardware is everyone using? Windows Desktop/Laptop, Mac ???. My windows desktop is ancient, I use it at least 18/7, can't upgrade any more, has windows 7. I could upgrade to a latest motherboard, the way I...