I didn't go with state farm because I've heard that making claims on their personal articles policy can result in your homeowners insurance going up (even if you don't have state farm for homeowners). After hearing this, I emailed back and forth...
There is a slight difference here though. Previously the "this will never happen" claims were made regarding US Gov actions. Bricking drones requires an action from DJI. I'm not saying its not a concern, I'm currently testing various methods of...