Recent content by sheldore

Sorry to butt in: You are right. Some Insurances (One that currently have) will allow you a one time that if you make a claim, they won't increase your rate. But rates are adjusted annually according to the number of claims made by others, not necessarily by the non claimer. So in actual fact...

It might be covered under the home insurance. I'm a retired professional photographer and travelled a lot for my employer. My expensive photographic equipment was covered under my home insurance write up. The catch: there's always a deductible. You have to keep receipts and pictures of purchase.