I have the State Farm Personal Articles policy. I've never filled a claim, but people who have have posted on here that it went well. I was surprised to hear that SF didn't cancel their policies afterwards.
Unfortunately, lack of detection does not definitively establish not broadcasting RID.
You need to first confirm that your app can properly detect RID by arming the motors on a known RID broadcasting drone/battery combination. Only after...
Yeah, I thought that was odd, too. I was using a Mini 4 Pro standard battery when I checked it. I was actually looking for other drones in the area, as it was near an event that others might be shooting. I will try it with the M5P standard...