Well if you want to talk about hypothetical cases, what about a 5 year old child permanently blinded when the wreckage of shot up, out of control strikes him? Or a damaged drone that starts a wildfire that burns several hundred acres and a dozen...
Which in essence makes it a grey market drone. I don't mean that in a bad way, just that I suspected both Adorama and B&H were dipping their toes in the grey market area - as they have been known to do in the past with camera equipment.