Allstate Protection Plan for drones via eBay

[MS Coast]

Has anyone had any experience with the Allstate Protection Plans that are offered with eBay purchases, with drones or similar products? There's a $89.99 two-year accident plan offered with a $1249 Mini 5 Pro Fly More Combo, RC-N3. Other options are shown in the figure.

 

[moldorf]

looks like a decent plan

I use State Farm and I pay $60/year for up to $5000 in drone coverage. Full replacement and if a model has been discontinued and I need to upgrade in order to replace, as long as the cost doesn't exceed the limit, it's still full replacement