AMA or Insurance?

[theallyeezy]

I was looking at State Farm insurance coverage for my MP, and I want to know your thoughts on this.

Should I get SF or AMA ? What are the benefits to both of them? And cons?

 

[Robert Mitchell]

AMA is more for liability and will not cover your Mavic in case of a loss. If you hurt someone or damage something and are playing by their rules (AMA code) at the time, you're good to go, but they won't replace the drone.
State Farm on the other hand will replace the drone but I'm pretty sure it lacks the liability features.