DJI Care Refresh equivalant

[DayTrip]

Just bought an Air 3S. It isn't my first DJi Drone. I have been flying for over 6 years.
Question is, what are people using for care refresh replacement? State Farm?
I asked this question with a DJI person and he said warranty situations will be handled... but I dont believe that.
I need some type of reliable insurance in case something, fly away or crash, happens.
This is my first post here, but I have long lurked here gathering usefully information

 

[moldorf]

I have State Farm. But I've had Sate Farm for home and Auto for 50 years. So, I don't know how open they would be to a new customer just for a personal property policy. And they don't cover in 2 or 3 states

I have a Mavic 4 Pro; a Mavic 3, and a Mini 3 Pro covered for loss since replacement might not be an option. I forget the breakdown by Drone, but I have $6.000 in coverage for around $77 a year