I am from Florida and I'm looking into renewing my drone insurance. I was wondering what you guys are using for insurance for commercial purposes.
All and any information are welcome.
All and any information are welcome.
I don't remember the company. I'm paying about $900 a year and if I'm not mistaken that includes Hull insurance. But the business has slowed down for me so I was thinking of getting on-Demand insurance but is it worth it and will it cover everything I need including hull ?I've used Skywatch.AI for my last commercial mission. I don't need continuous coverage but got reasonable monthly coverage. which was only a few dollars more than a couple days on their daily rate. I didn't have any incidents so I have no experience with their claims process.
It seems that the going rate for annual coverage with many companies is around the $800 mark. Who do you use now and why are you looking to change? What's the premium?
Do you know if it covers only one or more drones for the $75Hello, I am in S.Fla as well, although this is not commercial insurance I do use the State Farm Personal Article policy just for the drone and battery, nothing else. It is cover up to 799.00 and that includes accident crash/fire/theft/lost of drone, pretty much everything. The policy is 75.00 per year which I think it is an extra piece of mind. (Maybe not what you are looking for, but I think good to know info.) Good luck.
I believe Skywatch has a hull insurance option.I do not remember the insurance company that II do not remember the insurance company that I am
I don't remember the company. I'm paying about $900 a year and if I'm not mistaken that includes Hull insurance. But the business has slowed down for me so I was thinking of getting on-Demand insurance but is it worth it and will it cover everything I need including hull ?
For the 75.00 it only covers one drone, as you have to register which drone you want to cover.Do you know if it covers only one or more drones for the $75
For the 75.00 it only covers one drone, as you have to register which drone you want to cover.
Matter of fact I have State farm for my vehicle's insurance might go that route and get on the on-Demand insurance as I don't need it as much as beforeFor the 75.00 it only covers one drone, as you have to register which drone you want to cover.
It is interesting that State Farm will provide all risk insurance, including fly-away, theft for your drones (and all scheduled accessories) PROVIDED you are not flying commercially at the time of the incident. My cost is a $60 single premium for the year inclusive of both my Mavic 2 Pro and Mini 2 . I also have Care/Refresh for both drones. Having both coverages gives me options should I have a problem.I appreciate the information might go that route and get on demand insurance not sure yet
Matter of fact I have State farm for my vehicle's insurance might go that route and get on the on-Demand insurance as I don't need it as much as before
I'm thinking of going ahead and getting that and then just getting on demand insurance through an app. Thank you for the information$60 a year on my FPV and Mavic Air 2 with State Farm Personal Article policy.
I have 2 drones under that policy as well as a DSLR. However, this is ONLY for recreational stuff. I pretty much self-insure the "hull" when I do commercial work. I use a monthly policy from AirwatchDo you know if it covers only one or more drones for the $75
State Farm will not cover commercial activity, it's only hull insurance for recreational use. They don't provide any liability.I'm thinking of going ahead and getting that and then just getting on demand insurance through an app. Thank you for the information
Two things about Skywatch.AI. 1) If you order via the app or online, be sure to look out for the "auto-renawal" feature. I had purchased one month of coverage and was shocked when I got billed a second month. I guess you have to actively decline auto-renewal. 2) The Skywatch people seem to be very responsive. I wrote to them about the issue and received a reply in hours and a refund of the renewal fee within a day or so. I was also contacted by a representative after my purchase to ask how my experience was- not just an automated survey.I'm thinking of going ahead and getting that and then just getting on demand insurance through an app. Thank you for the information
Forgive me, but I think the statement is a little broad, a bit myopic and perhaps a bit insulting.It is always interesting to see discussions on fundamental topics surrounding expenses (and expected revenues) for want-to-be “businesses” engaged in flying drone missions for pay. The grim reality is if you are fretting or unwilling to fork out several hundred dollars for insurance (for property loss, liability, etc.) over the course of a year, then you are truly a recreational flyer, not a business. If you want to make a business out of your investment in drone equipment, do your homework, yes homework, and collect and organize your strategy for income production by creating a business plan! There are literally hundreds of templates and guidelines on the web for your use. Otherwise, just fly around your area or on vacation and take some pretty photos to enjoy. Safe flying!
But can you do the insurance by the day instead of by the month?Two things about Skywatch.AI. 1) If you order via the app or online, be sure to look out for the "auto-renawal" feature. I had purchased one month of coverage and was shocked when I got billed a second month. I guess you have to actively decline auto-renewal. 2) The Skywatch people seem to be very responsive. I wrote to them about the issue and received a reply in hours and a refund of the renewal fee within a day or so. I was also contacted by a representative after my purchase to ask how my experience was- not just an automated survey.