Liability insurance in Germany/Europe

[kona]

German forum members: What's a good place to get liability insurance in Germany (that is also valid in other European countries)? I know it is mandatory to have in Germany.

 

[Keule]

Have a look here: Kopter-Luftfahrt-Haftpflichtversicherung - Kopter-Profi.de: Versicherung und Seminare rund um Kopter, Drohnen, UAS

 

[kona]

Thanks. Also, do you have any advice on flying in cities? My understanding is it is mostly legal except for around airports.

 

[Keule]

It's not so easy as you think ... The link here shows you what you are allowed to do or not: https://www.bmvi.de/SharedDocs/DE/P...drohnen-verordnung.pdf?__blob=publicationFile

 

[kona]

It's not so easy as you think ... The link here shows you what you are allowed to do or not: https://www.bmvi.de/SharedDocs/DE/P...drohnen-verordnung.pdf?__blob=publicationFile

Thanks. Maybe I'm misreading this but it seems unclear with respect to cities. I.e., in the graphic it shows a city depicted on the left (spaces OK for flying), but then it says on the right it says that "Wohngruendstuecke" (residential buildings?) are not OK. Do you know what's going on?

 

[Keule]

..Do you know what's going on?

Yes, that is one of our 'problem' we are facing... If you want to legally fly above one's property you must have the property owners signed waiver.
So, for example, if your planned flight is crossing 7 houses/properties you must have 7 signed waivers from each of them.
This is a problem for us commercial pilots.
If you are using common sense on the other hand ...

 

[Cyberpower678]

There is the loophole to this. It said if you are flying within 100m of those buildings, you are restricted. But if you fly at max altitude, 100m, you are circumventing this restriction.

 

[kona]

There is the loophole to this. It said if you are flying within 100m of those buildings, you are restricted. But if you fly at max altitude, 100m, you are circumventing this restriction.

That seems impossible unless the aircraft has infenitesimal height as well as perfect elevation tracking. But maybe I'm misunderstanding you.

 

[Cyberpower678]

That seems impossible unless the aircraft has infenitesimal height as well as perfect elevation tracking. But maybe I'm misunderstanding you.

No need to quibble on the small details. Most of Germany is pretty flat.

 

[kona]

No need to quibble on the small details. Most of Germany is pretty flat.

I can't tell if you're being serious
What I was trying to say is that you'll have a hard time proving that you didn't violate the law with such a small margin for of error. Now if it where 10 m margin of error, or about the accuracy of GPS, it'd be easier.

 

[kona]

Thinking about this some more...it seems to me it is still legal to fly above cities as long as you remain above streets or parks or rivers etc and not buildings (there doesn't seem to be a horizontal distance restriction).

 

[GermanPilot]

Hey, you might check out this one: https://versichertedrohne.de/index.htm
Look for R+V and WORLDWIDE insurance, e.g. here R+V Drohnen Haftpflicht Versicherung für private und gewerbliche Nutzung

For your convenience: Google Translate

Hope it helps!
GermanPilot

 

[frankie]

Hi,
if you're looking for an English speaking provider, check out this blog post:

Liability Insurance Germany - Haftpflichtversicherung in Germany

The provider getsafe offers liability insurances that include drones and the registration process/customer service is available in English.

Regards,
Frankie

 

[Gerald_Affalterbach]

Hello,
A comparison of different insurance premiums and offers can be found here: Vergleich: Drohnen Versicherungen / Haftpflicht

 

[Charon_Sin]

Hi,
if you're looking for an English speaking provider, check out this blog post:

Liability Insurance Germany - Haftpflichtversicherung in Germany

The provider getsafe offers liability insurances that include drones and the registration process/customer service is available in English.

Regards,
Frankie

Thanks for the information.
From what I read you can only buy insurance if you live in Germany (or are a German citizen) so if you are from America you could not purchase any of these plans.
Does anyone know of any plans that an American could purchase but would still be valid in Germany?
Thank you