I thought you said "bought privately". If this is a new unit you should probably be talking to DJI and not us. No need to mess with Care Refresh because this is a straight-up warranty issue. I fly my mini in lots of different environments and I can fly it easily to my visual limits regardless of RF noise, physical obstructions, or anything else I've encountered. Customer service/tech support have always worked with me on any problem I've had with any of my DJI drones and I'm confident they would take care of you. Given your description, I would stop wasting time guessing and go right to the source because clearly it is not operating within normal parameters.
I also wanted to address the issue of intended use. I have a Mavic Pro and now a
Mavic Air 2, with the Mini purchased between them. For me the Mini serves a specific purpose for situations where a larger bird would be obtrusive or distracting to the subject(s), or frankly where risk is high and I wouldn't want to lose one of the other birds. I also bring it along in a day pack when I don't plan to fly "just in case". You mentioned the
MA2 as a possible Mini replacement. There is a big difference in size and more importantly, sound between the two models. Even with the noise-reducing blade tips, the
MA2 is still a lot louder than the Mini. Today I fly the
MA2 most but there are often situations where the Mini is a better choice. Think outdoor weddings.