Considering Grey Arrows insurance for £25 a year, which seems reasonable for <£5 million cover, but I do wonder how much trouble I could reasonably expect to run into with my tiny M4P. I'm a very careful flyer, who is quite risk-averse in flights, Wondering how many of you recreational guys with just the Minis have got PLI, and whether you consider it worthwhile having for such a tiny light craft... cheers !