Third party liability insurance?

[ESilvester]

I have one flight under my belt and nobody died. Successful mission!

Does anyone have any views on third party liability insurance? A friend of mine recommended Members Insurance - does anyone here have insurance or are you all running the gauntlet?

 

[io390]

For drone usage I'd recommend https://www.fpvuk.org/

More drone-oriented (cheaper too).

 

[ESilvester]

For drone usage I'd recommend FPV UK - Flying Model Aircraft and Drone Membership, Advice & Support

More drone-oriented (cheaper too).

Excellent - thanks.

 

[FoxhallGH]

I've joined the British Model Flying Association (BMFA) and get a very good 3rd party Insurance cover as part of the membership.

 

[go-ahead-doubledown]

Anything available in the colonies?

 

[JohnChap]

Does anyone know of any insurance claims on third parties from a drone accident?

 

[devisger]

In the states, AMA, Academy of Model Aeronautics. Full membership is $75 a year includes $2,500,000 personal liability
insurance coverage.

 

[JMagnus]

In the states, AMA, Academy of Model Aeronautics. Full membership is $75 a year includes $2,500,000 personal liability
insurance coverage.

Thanks for posting this! I just joined.

 

[go-ahead-doubledown]

Just checked the site. Apparently there is no drone coverage?
$1,000 Fire, Theft, and
Vandalism coverage

 

[mao]

Thanks for posting this! I just joined.

Hey guys!
Questions!
AMA has an Liability insure is worldwid?... and can I fly it as a hobby?? thanks!

 

[Chip]

Check your homeowners policy. Some HO policies cover liability from operation of RC model aircraft (for hobby/recreational purposes). The UAV specific policies sometimes have more exceptions or exclusions to coverage than HO. I believe I read one recently that said we will insure you unless the accident was your fault. Such an exclusion greatly undercuts the value of the coverage. I believe the AMA insurance is conditioned upon your strict compliance with all applicable laws, regulations and AMA guidelines. The coverage is free with membership so hard to complain but still good to know what kind of protection you are actually getting.

 

[wco81]

AMA is not worldwide.

I checked with Coverdrone and they won’t insure Americans operating in Europe.

Here is one option with worldwide coverage, almost $300 a year.

Drone Insurance | Worldwide | IDRA

Welcome to the IDRA, the world's largest association for recreational and commercial drone pilots! As the premier provider for primary drone insurance, all IDRA members are covered worldwide.

www.idra.co