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Very True if the homeowner is indeed a member of the HOA and the pilot was on HOA land: It could so be stated. BUT that would be the Home owners fault NOT the drone pilots. There should be no reason for such a confrontation and the OP did what everyone should do- Smile and be cordial. Most of what I do is way out in the boonies so it rarely comes up BUT after awhile you meet them ALL - from Mr. I got a drone at the house I got from amazon can you fix it? to Mrs. How long does that roll of film last? [as I place in a Battery] and of course our favorite- The" wavy arm" people that scream STOP!! and try and protect the world from our little flying horde of Super weapons.If you are a member of the HOA, you could be restricted from flying your drone over HOA properties.