I think that's the bottom line. You can always make a RAW image look as good as, and usually better than, an in-camera JPG, but the opposite is not true. If I'm planning to blow something up to hang on the wall, or taking a picture to sell, I always use RAW. But for routine shots of friends and family in a park on the weekend, I'm shooting in JPG because there aren't enough hours in the day for me to process every photo (if I'm shooting in weird lighting conditions, I MIGHT have the camera keep both the JPG and RAW just in case I need to fix something).
I always keep both. For texts/emails etc. the smaller JPEG is often fine.