Perhaps my "stupid" title analogy needs refinement. The binding is more similar to the uniquely programmed keyless remote for your vehicle. Without it, you can't unlock it or drive it. If someone finds your car unlocked, or tows it away, they still can't drive it without the original remote. Is that "stupid," too?Having a title on a vehicle does not disable the vehicle so it couldn't operate or drive on the road for those that don't have the title. That's where the "stupid" comes it. And I'm sure you know, just because you have a piece of paper called a title in your hand, doesn't always mean much.