How many days will you be in the air? I have been with FlyCovered for three years. Equipment is covered 365 [or 366 this year] days while on the ground. The policy includes 30 flying days which are booked when needed, and if you don't use them all some [can't remember how many] will be rolled over at renewal. Additional days can be bought when needed and they promise you will never pay more than an annual flight policy. Works out cheaper for me that way.