Go to fly my Mavic and find this....WTF

[TotemLake]

It is that a deductible on personal items as well? Sometimes they break these out.

At the time the insurance was setup, I would have needed to catalog all the personal items I wanted coverage on... But, i also have earthquake insurance as part of my coverage. I may need to check to see if I'm getting the best out of my coverage. At any rate, I have the preference of using my car comprehensive to cover any theft out of the car. That's what it's there for.