You are not just governed by the by-laws of the HOA and the rules and rugulations as estableished by the FAA, but also by State Law. Below is a link to a commonly referenced collections of the Florida Laws, however a more concise review might be in order…
A list of drone regulations and links for people flying drones in Florida.
uavcoach.com
Now, of interest are two laws governing the flying of Drone in Florida…
One, HB 1027 // 2017 Prohibits local regulations from limiting the use of Drone and restricts that to the sate legislature…
However, the HOA is probably very concerned with the Camera on board and this state law severely limits what you can photograph and video tape…
SB 766 // 2015 prohibits the use of a drone to capture an image of privately owned property or the owner, tenant, or occupant of such property without consent if a reasonable expectation of privacy exists. And I will tell you now, even as a Part 107 Licensed Drone Pilot, I would be very upset to have a drone flying slowly over my property, with the pilot "snooping" or videotaping me in my yard…
My final thoughts are based on how you might fly your new toy, the
DJI FPV, and this is based on how I've seen these drone flown… As you mentioned, when you flew your
Mavic 3 and
Mini 3 Pro, there were no issues, and that is probably because these are basically cinematic drones, they fly high and slow… However, the FPVs are very often flown Fast, Law, and in a very Acrobatic Way, Swoops, Loops, Flips, etc…
Inquiring Mind Want to Know…