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Insurance do I need it/have it?

Abernus

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Hi all,

I am a little confused as I see people saying you need liability insurance etc. I have not had my Mavic Pro long and only flown it a few times.

When I first got it I was prompted to buy the DJI Care Refresh and I did that. I understand that this covers me if I crash and can recover my Mavic I can send it in for repairs/replacement (Within reason) However do I also need liability insurance on top of this?

I am not fly commercially and nothing I do with the Mavic is for profit or money. I solely fly for the fun of it and to get some amazing photos for me or to share for free. So with this in mind do I need any more cover.insurance.

P.S I only fly in the UK
 

Woolnut

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Hi all,

I am a little confused as I see people saying you need liability insurance etc. I have not had my Mavic Pro long and only flown it a few times.

When I first got it I was prompted to buy the DJI Care Refresh and I did that. I understand that this covers me if I crash and can recover my Mavic I can send it in for repairs/replacement (Within reason) However do I also need liability insurance on top of this?

I am not fly commercially and nothing I do with the Mavic is for profit or money. I solely fly for the fun of it and to get some amazing photos for me or to share for free. So with this in mind do I need any more cover.insurance.

P.S I only fly in the UK

I have public liability insurance on top of DJI Refresh as DJI Refresh does not cover you if you cause damage to others property. If i was to crash my drone into someones brand new sports car or cause a large amount of damage public liability insurance will cover any legal costs and payouts ordered. (assuming you are flying legally)

Without it, if you caused £30,000 worth of damage and you were taken to court, you would need to find the money for legal fees and also a payout (if it goes against you). My cover costs me £20pa for £5,000,000 worth of cover, i would recommend getting it at such a low cost!
 
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InvisibleName

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I have public liability insurance on top of DJI Refresh as DJI Refresh does not cover you if you cause damage to others property. If i was to crash my drone into someones brand new sports car or cause a large amount of damage public liability insurance will cover any legal costs and payouts ordered. (assuming you are flying legally)

Without it, if you caused £30,000 worth of damage and you were taken to court, you would need to find the money for legal fees and also a payout (if it goes against you). My cover costs me £20pa for £5,000,000 worth of cover, i would recommend getting it at such a low cost!
What he said! You’d be mad to fly without liability insurance!!
 

zorr0

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Hi all,

I am a little confused as I see people saying you need liability insurance etc. I have not had my Mavic Pro long and only flown it a few times.

When I first got it I was prompted to buy the DJI Care Refresh and I did that. I understand that this covers me if I crash and can recover my Mavic I can send it in for repairs/replacement (Within reason) However do I also need liability insurance on top of this?

I am not fly commercially and nothing I do with the Mavic is for profit or money. I solely fly for the fun of it and to get some amazing photos for me or to share for free. So with this in mind do I need any more cover.insurance.

P.S I only fly in the UK

You are a home hobbyist. Save yer money. You got homeowners? Good enuff. If you lose your drone I don’t think anybody is gonna buy that anyway. I wouldn’t. I’d say......sure. Right...maybe an eagle ate it. Or a UFO.
 
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InvisibleName

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You are a home hobbyist. Save yer money. You got homeowners? Good enuff. If you lose your drone I don’t think anybody is gonna buy that anyway. I wouldn’t. I’d say......sure. Right...maybe an eagle ate it. Or a UFO.
If you’re going to rely on your homeowners insurance, I’d read the small print!
 
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Tom25

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I checked with my agent when I started looking into drones who said they are covered under your personal policy so long as you aren't using it commercially.
 

eaglesurfing

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Time for some homework.... Google search for "insurance coverage for drones"
Looking at some of them, if you save up your premiums and you could afford another drone in 4 years.
 

bushie

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Here in Oz I do not think any one offers liability insurance for private use UAVs. Australians are not as litigious as other nations but that is changing.