As a new Pilot I've been doing tons of research in every category I can think of. Well recently I've been looking into "personal artical" insurance policies. Not sure if this has been covered in previous threads and I apologize if so, however I figured it might help other pilots... I recently discovered that STATE FARM insurance will in fact cover a drone under the personal article policy. Long story short I was able to acquire full coverage, including crash and water damage for only $60 a year!! hope this helps some other new pilots like myself.