In the main, no. THBS, every large organization has a few rogues that go off the rails. Even if things are eventually righted, why go through the hassle?
Let’s say I build up several years worth on travel videos. At the time they were taken, they were for fun and personal use. Then, years down the road, after several folks like them, I make a channel, use those photos and make a business out of it. I would expect that the FAA would impute intent back to the start, and, frankly, it would be hard to argue with, even though it’s untrue. With a 107 license, it’s a non issue and an argument avoided. Cheap insurance.
ETA: in your response you indicate the FAA agent Is “doing their job” when he imputes a “building of a brand” simply by posting personal travel videos to YouTube. This level of confusion, or lack of clarity is why I got the license so the issue is removed.