Welcome Mavic Pilot!
Jump in and join our free DJI Mavic community today!
Sign up

State Farm canceled me today

JDawg

Well-Known Member
Joined
Feb 25, 2018
Messages
1,084
Likes
1,030
Age
58
Loc
Portland Oregon
Yep, had filed a claim this past fall (Oct) when I crashed my Mavic (total loss). Received a payout and bought a new Mavic. I contacted them and gave them the updated serial number of the new drone to continue with the policy. Today I received a letter from State Farm saying that my policy will NOT be renewed due to the fact that I had made a claim. Looks like State Farm is getting smart to the fact that its a no win policy on drones. At least my policy goes till April before I have no more coverage on it. BTW this is the first claim I have made on any Ins.policy I have taken out in 25 years with State Farm.
This is the opposite of the experience I have had. I actually crashed my porsche on the track and they covered me and the car and did not drop me. I wonder how much the agent has to say about dropping someone?
 

jmitteco

Active Member
Joined
Sep 11, 2017
Messages
38
Likes
15
Age
59
Yep, had filed a claim this past fall (Oct) when I crashed my Mavic (total loss). Received a payout and bought a new Mavic. I contacted them and gave them the updated serial number of the new drone to continue with the policy. Today I received a letter from State Farm saying that my policy will NOT be renewed due to the fact that I had made a claim. Looks like State Farm is getting smart to the fact that its a no win policy on drones. At least my policy goes till April before I have no more coverage on it. BTW this is the first claim I have made on any Ins.policy I have taken out in 25 years with State Farm.
State Farm will tell you right up front that if you make a claim "within the first year of the policy" that they will probably cancel you.
It's not new.
I just renewed for my second year in October. They doubled the rate from $30. a year to $60.
I knew the rate hike was going to happen as I got in for the same $30. rate a week before they raised it.
We'll see where it goes.
 

MrMavic

Well-Known Member
Joined
Feb 19, 2017
Messages
630
Likes
276
Age
67
No good neighbors in the insurance business. They don't really care about you, just the money. They make sure if they have to pay out, that they either get it back in a year or two, or just dump you ........ Like a good Neighbor.
 

DanMan32

Well-Known Member
Joined
Sep 1, 2018
Messages
1,794
Likes
483
Age
52
When I first started driving, all carriers charged an inexperienced driver surcharge for first year or two.
State farm was always much higher. When I asked why they were so high, was told because I was inexperienced. I know that, so does Allstate and you're higher than them. Why? No clear answer.

I soon went with Geico for about 15 years. After a couple tickets and an accident, Geico raised my rate but I was able to get lower with Progressive. At the same time a colleague had the opposite due to bad credit. He had Progressive that raised his rate, and Geico was cheaper for him.
So both Progressive and Geico lost a client and gained a client.
 

New Threads

Forum statistics

Threads
53,260
Messages
621,507
Members
79,060
Latest member
Martincook