Yes, that is one of the most annoying things about the current battery charging. You cannot top off a 96% battery to 100%, or add any charge to the battery, without first somehow bleeding it below 96%. I use a small fan for that purpose, as part of an aftermarket charger that will bleed a battery down to a storage charge without waiting 7 days.
I consider it significant, as every minute counts, and losing 4% before even turning the battery on affects both flight time and safety, if one doesn't go through the above convoluted process, to top it off to 100% from 96%, which is the charge from days 3 through 10, after a full charge to 100% on day 0.