I literally (in the same post) mentioned getting a drone out of an 80 foot tall pine tree... I forgot that Florida has no trees, and if we do have any, they must be impossible to climb.
You clearly must have no idea what shoes look like, how to use the things attached to your shoes to get where the drone went down, or maybe you don't follow the rules and fly 4 miles away, over varying terrain, without VLOS or a spotter, running down your battery past half... For that, I can't help you
My favorite place to fly is for sure over water, that's not the issue though.
The issue here is getting the drone back.
So how bout this, you fly VLOS, if the bird gets stuck in a tree (no matter if it is on the side of a cliff and 80 foot tall) slap an arborist $50 to get it down for you... Oooorrrr, fly VLOS, splash down in 80 feet of water, and pay a diver hundreds of dollars to maybe recover your bird.
Hmmmmm, how again do they compare?