orionshooter
Have you taken the Trust Test and have that certificate with you? If not, you are flying outside the lines already.
Also - as Vic mentioned, you also must be flying using a CBO - a club or similar. I fly by these rules:
https://www.modelaircraft.org/sites/default/files/files/105.pdf
See item #4
Also - and my memory sucks and I've read far too many FAA documents these past few days - but there is an FAA letter of guidance or policy or rule to the effect that if flying around people in a small drone, no part that can cause lacerations can be exposed. In essence, a 100% enclosed propeller guard is required.
When I was training for my private pilots license, I found the FAA to be a total swamp of buried regulations. There wasn't really any one source for all of the rules that you need to follow. I'm finding it hasn't changed for drones.
Think of the FAA as a federal, state, county, city, and HOA all rolled into one organization. Then top that off with a few higher up appointees who can arbitrarily add more conditions to flight.
Trying to understand limits can be a nightmare.
For example, and why I am venting here: I just finished an email exchange over the night operations requirements - lighting - and came away with what I can use as written permission to strap a 3 mile visible laser on my drone and call it good. Except a real laser would be a bad idea for other reasons. But if you have a pin point of light that is visible 3 miles away you are good - there are no conditions on coverage or direction of visibility and a light pointed straight down is sufficient to meet the rule though completely useless for the stated purpose.