Gotten insurance with State Farm? If so please read!

Fotomatt1 · Mar 22, 2017

actruck said:
A little clarification on the cost of insuring with StateFarm.

The $60.00 cost I see listed in a number of posts is one that fluctuates based on what you are insuring. I myself have a P3P, a Mavic Pro Fly More Combo and an Autel XSP along with multiple cases, extra batteries and chargers included on the policy. My policy runs $104.00 yearly for $3784 in coverage. The policy has no deductible. My agent and policy is in Pa.

As far as accessories being covered, be careful here. My agent originally added my tablets thinking they could be covered. I received an email from my agent a week later with the bad news. They cannot be covered. I received an adjustment refund a few days later.

Something else worth mentioning. Make sure your agent lists all the accessories as separate line items in case of loss or theft.

Where in Pennsylvania are you? I'm in the Lehigh Valley and am looking for a SF agent for this. I don't want it on my homeowners because there is a deductible that would negate the whole point of insuring the Mavic.

actruck · Mar 22, 2017

Fotomatt1 said:
Where in Pennsylvania are you? I'm in the Lehigh Valley and am looking for a SF agent for this. I don't want it on my homeowners because there is a deductible that would negate the whole point of insuring the Mavic.

I'm in Franklin County.

Give Erin a call and tell her Art Carbaugh refereed you. I was the first drone policy for this agency so she's very familiar with it.

dholy1 · Mar 22, 2017

SF will write a "drone only" policy?

actruck · Mar 22, 2017

dholy1 said:
SF will write a "drone only" policy?

They write it under a "Personal Article Policy". It's not a "Drone" specific policy.

ElGuapo · Mar 22, 2017

Bzzz said:
Has anyone found a policy in California?

+1

I do not think we can get insurance in CA. I am going to have to keep my Care Refresh and deal with DJI when the time comes.

SRJ_Mavic_PRO · Mar 22, 2017

On page one of this thread there is a coverage map and CA isn't covered...

Falcon1az · Apr 2, 2017

Friday - visited State Farm, Ryan Otten, Glen Carbon, IL 618-205-1000

We discussed Mavic Pro PAP. I'm going to go to them Monday to write the policy. He wanted to see the machine and items involved with the purchase reciept. He indicated he wanted to see it fly.

There is no deductible. It covers damage (from a crash), repairs (from a crash), unintentional fly-away, suspicious fly-away, basically all the bases covered.

Incidently, the PAP policy is $2.00 / $100 of drone value coverage. Other items can be covered under this policy for $0.50 / $100 of the items value.

In my case, I'm covering the machine, controller, and battery... $1,000 or $20.00 of the $60 premium. We'll be covering other items in the policy (guitars, camera, computer, tablets, etc...) for the remaining $40 of the premium or $8,000 of value in the other items.

Great way to get some piece of mind. Seems like a much better program then DJIcare.

jointeffort · Apr 3, 2017

Bzzz said:
Has anyone found a policy in California?

California considers drones as actual aircraft and therefore no basic insurance like state Farm can legally insure unfortunately.

newnan3 · Apr 11, 2017

Falcon1az said:
Friday - visited State Farm, Ryan Otten, Glen Carbon, IL 618-205-1000

We discussed Mavic Pro PAP. I'm going to go to them Monday to write the policy. He wanted to see the machine and items involved with the purchase reciept. He indicated he wanted to see it fly.

There is no deductible. It covers damage (from a crash), repairs (from a crash), unintentional fly-away, suspicious fly-away, basically all the bases covered.

Incidently, the PAP policy is $2.00 / $100 of drone value coverage. Other items can be covered under this policy for $0.50 / $100 of the items value.

In my case, I'm covering the machine, controller, and battery... $1,000 or $20.00 of the $60 premium. We'll be covering other items in the policy (guitars, camera, computer, tablets, etc...) for the remaining $40 of the premium or $8,000 of value in the other items.

Great way to get some piece of mind. Seems like a much better program then DJIcare.

So Mavic Pro plus $8k of personal items?! You really cant beat that me thinks!

newnan3 · Apr 11, 2017

jointeffort said:
California considers drones as actual aircraft and therefore no basic insurance like state Farm can legally insure unfortunately.

When it comes to fun stuff (guns and drones) CA just buzzkills everything!

lehidave · Apr 11, 2017

geofox784 said:
Here is the current "coverage".

I am covered by State Farm in Utah-

Falcon1az · Apr 12, 2017

Policy in place. Very easy to put this together. The State Farm folks did an excellent job.

newnan3 · Apr 12, 2017

Got a policy in GA today with Jacob Hiers. I called 3 different agents and he had the best policy rate, was the most knowledgable and fastest to return my call....

SRJ_Mavic_PRO · Apr 12, 2017

Falcon1az said:
Policy in place. Very easy to put this together. The State Farm folks did an excellent job.

Cool!

SRJ_Mavic_PRO · Apr 12, 2017

Most State Farm policies are $60 no deductible for the PAP.

regdawg · Apr 12, 2017

Wish CA was on that list

JCustoms · Apr 12, 2017

Any info on SF in MI?? I have Nationwide for residential and auto.

Eric17 · Apr 12, 2017

Got mine covered in wa state, 30$ a year, 100 deductible. Sounds good to me! And makes more sense that the 0 deductible i keep hearing about, i think the first few will get through but no way they are doing that for long, Just got papers in the mail today, went by sf a few weeks ago and got it written that day.

regdawg · Apr 12, 2017

Bzzz said:
Has anyone found a policy in California?

Totally this. Seems like is CA folks are SOL.

Brad Ruff · Apr 12, 2017

I got mine insured in Washington state through State Farm. $39/year with zero deductible covers $1500. I drive down to San Diego, CA several times a year so I'm glad I can fly it there and still be covered. Good think I got into this drone stuff right after I moved north. Sucks that California doesn't want to cover drones.