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I know, I know....DJI Care Refresh

IF you have State Farm insurance available to you, then no, I don’t think Refresh is worth it. For the cost of refresh, plus the replacement cost of the drone you would have to pay through refresh..You could get a couple years of insurance through State Farm. Again IF it’s available in your area. The best part of having State Farm is the drone does not have to be recoverable to file a claim. Now, if you do not have SF available then Refresh would give you a little peace of mind that if something does happen, you are covered, as long as the drone can be recovered.

Just remember though, whether it’s State Farm or Refresh, it’s not a free pass to be stupid.
 
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enjoy your state farm insurance while you can. my agent tells me that there was consideration for it here, but with the claims being made on the policies elsewhere, it's more likely that other states will drop the coverage. this was the case with cell phones not long ago with state farm.
 
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