Still studying for my Part 107 and I'm curious if I'm wrong or if my local airport Metar and Taf are wrong. I'm watching the weather this morning and I observed a local communication tower that is 1,985 agl, 2049 msl and was only half visible. The upper half was completely hidden in the clouds. According to Metar and Taf, clouds were broken at 2,900ft and overcast at 7,000. This shouldn't affect my flight up to 400ft, but with the 500ft buffer below cloud level, it appeared to be pretty close. I'm really curious as to whether or not metars and tafs are wrong often, were they wrong or do I need to do some more studying?