-DRONE WAS OFF WHEN I RECOVERED IT. NO LIGHTS WERE ON. As far as "or was the battery shut down" -I can't be certain. All I know is all power appeared to be OFF, no lights...etc... and the drone restarted/rebooted as normal for the next flight.
So... for the million dollar question: Is this a failure of the drone that qualifies for sending it back to DJI and not being charged for the repairs?? -The front left foot which contains an antennae was broken. There was nothing I did to cause the crash. Battery was still at 37%. I didnt hit an obstacle. I was under 400' and withing VLOS. I was using latest firmware and all DJI factory product.
DJI will have access to the onboard DAT file which is quite likely to tell them what actually happened. If it was an FC or other equipment failure then they will replace it. If it was a loose battery then they will probably call that user error, and if you don't have DJI Refresh then they will likely offer you 30% off a replacement.