I thought I would be able to use my drones for close range aerial shooting, real estate, video commercials, footage sales, etc. (! am a 107 certified RPI). But, alas without the very costly liability insurance, no one has yet been willing to give me a gig. (plus I'm a geezer which I suspect may have been a factor on occasion.)
I don't blame them, mind you. I'd want to be covered too, I just have not been willing to justify the up to $2000/year for insurance I don't really believe I would likely ever need. So given the fact that it would be difficult to recoup that kind of money with my drone, I've been quite discouraged.
I've been building and flying camera drones for fun for 5 yrs now and have always been able to manage my flying safely. That's not to say I cannot make a mistake, but the possibility that an experience pilot is likely to cause hundreds of thousands of dollars in damages with a tiny MP seems unrealistic to me. My car can cause that kind of damage and more, yet it's liability insurance is cheap ???
What do you guys pay for liability insurance and if it's not expensive, where did you buy it?