State Farm Insurance instead of DJI Care

[jreeseux]

I called State Farm yesterday. They have a no-deductible policy for drones. Here is how it went for me, as most State Farm reps might not know how to set it up.

The policy is called Personal Articles Policy, drones will be classified under the miscellaneous category. The cost for me was $75/year i was covered immediately. I had to send them my ebay invoice.

I found an agent from this page:

Protect your personal property with a personal articles policy

Protect your personal property with a personal articles policy. Get coverage beyond your homeowners or renters policy to replace your valuable items such as jewelry, cameras and more.

www.statefarm.com

 

[Hauptmann]

I've used State Farm Personal Articles Policy for three years now. Have no complaints. Never had a claim, though. All my other policies (home, auto, etc.) are with USAA. you don't have to be an established State Farm customer to get the Personal Articles Policy.

Caveat: My understanding is that it is for PERSONAL ARTICLES ONLY. If you have a Part 107 rating, you may not be eligible, so be sure to check before applying.

 

[mavic3usa]

I'm a big fan of this State Farm policy for your drone as a suitable substitute to DJI Care Refresh for your most expensive DJI drones. Not only is the premium inexpensive but also the payout for a claim is usually based on your receipt. I was cancelled in 2020 for filing one claim (may or may not happen to everyone) and I think I'm going to try again after waiting 5 years and when I get my Mavic 4 Pro later this year. It's a great policy to have even if you have DJI Care Refresh.

This isn't available everywhere so don't be surprised if your agent can't do it for you but use the details above to help them out should they need further guidance.