If it was an Air2 - had no reason to be that low and still capture great video with zoom. Being a "cowboy" does have it's pitfalls - here a ramfall.
A buddy of mine is a "cowboy" and he's dunked more drones in water (not always recovering them either) in the last year alone. He flies the limits and as such - he experiences those "death" moments when his drones crash and burn.
Yet, he does not stop doing it. Since most of his FPV drones are home-made, his investment is far less than a $1k Air2 or more - even though he has lost 2 Air2's and a Mavic Pro in the process. He also has 3rd party insurance too.