The problem I have with that theory is that bending the prop to hit the body would require a downward force, and it would seem to me that as long as the prop is spinning, there should be an upward force on it. However, the props get to be nearly flat near the tips, so I wonder if there's some condition that causes it to get twisted enough that the tip actually is generating a downward force while the rest of the prop is still generating an upward force. That would probably bend these props quite a bit. The alternate theory is that it's caused by twisting or bending of the arm, but it's hard to see how there could be enough of that to cause a prop strike without breaking the arm.