I chatted with B&H yesterday and the agent I talked to said that this is covered under full warranty (not that I think they all know what they are talking about, so taking that with a grain of salt). Also Allstate insurance 1 year drops and spills is $549, 2 year $879. $350 deductible. I asked if they price matched on the creator combo and they said they could not, the price was firm at $4999. Checked today and I see this:
Regular price: $4,999.00: Last Minute Savings $500.00. Price now: $4,499.00.
Not sure how long the sale is on for.