Allstate Protection Plan for drones via eBay

[skycam509]

I have the State Farm Personal Articles policy. I've never filled a claim, but people who have have posted on here that it went well. I was surprised to hear that SF didn't cancel their policies afterwards.

 

[SnitchingOnTrashBurners]

I didn't go with state farm because I've heard that making claims on their personal articles policy can result in your homeowners insurance going up (even if you don't have state farm for homeowners). After hearing this, I emailed back and forth with a state farm agent trying to confirm and he was very cagey and would never answer my question. I don't know if its true or not, but I didn't want to risk it.

I purchased Squaretrade Allstate plans. Sometimes they'll say "digital camera" or "electronics item" instead of drone when you first buy it, but you can just call them to clarify what the item is and they'll make it show as a drone of your specific model

Thanks Riptide, I've read somewhere else that Allstate would confirm it's a drone plan. Might have been you. Would be ridiculous if they did not recognize an accident plan bought with a drone as a drone plan. There aren't many documented cases of claims that I can find online. State Farm fly off protection would be nice; but Allstate bundled is pretty convenient, especially if it will not raise my homeowners insurance. Damage from crash was my main concern.

 

[qadsan]

Here’s a copy paste from the Allstate plans I was being offered by multiple vendors on ebay for drones. Double check with them to make sure you’re really covered or that they’ll switch your plan over to a drone plan. I also went with State Farm for drone coverage (personal articles policy), but have never filed a claim.

 

[skycam509]

I didn't go with state farm because I've heard that making claims on their personal articles policy can result in your homeowners insurance going up (even if you don't have state farm for homeowners). After hearing this, I emailed back and forth with a state farm agent trying to confirm and he was very cagey and would never answer my question. I don't know if its true or not, but I didn't want to risk it.

I purchased Squaretrade Allstate plans. Sometimes they'll say "digital camera" or "electronics item" instead of drone when you first buy it, but you can just call them to clarify what the item is and they'll make it show as a drone of your specific model in the system. I haven't made a drone claim, but 10ish years ago I made a claim on a tablet and had no issues.

That's crazy! That's the exact reason I got that SF stand alone policy - so if I ever had a claim it wouldn't affect my homeowner's. I guess all these bastards truly are in bed together. I might have to rethink this now. Thanks for the info!

 

[GadgetGuy]

That's crazy! That's the exact reason I got that SF stand alone policy - so if I ever had a claim it wouldn't affect my homeowner's. I guess all these bastards truly are in bed together. I might have to rethink this now. Thanks for the info!

Insurance companies share all claims data through a central database that they each have access to, which benefits all of them, just like a deadbeat tenant database of evictions for landlords and a credit report for lenders. Your cumulative claims history from all insurers follows you to wherever you are presently insured and to wherever you might seek insurance in the future. That cumulative claims history can affect your rates, your ability to renew, and even result in cancelation of your current coverage, even though the claims history is completely unrelated to your current insurance policy.