Personal liability insurance etc for paid drone photography work

[Platinumproman]

Hi,

I've recently set up a page offering drone photography services and have already received a number of inquiries.
Before taking on any "paid" work I would want to make sure i am covered for any accidents/mishaps to persons, possessions or surrounding (heaven forbid)
Does anyone else do this and know the costs involved in such insurances?

Many thanks in advance.

 

[TBoy164]

Hi,

I've recently set up a page offering drone photography services and have already received a number of inquiries.
Before taking on any "paid" work I would want to make sure i am covered for any accidents/mishaps to persons, possessions or surrounding (heaven forbid)
Does anyone else do this and know the costs involved in such insurances?

Many thanks in advance.

Hi,
You may want to look at skywatch.ai or verifly.com/drone. Both offer on-demand policies with different liability options.
Good luck and happy (safe) flying!

 

[BD0G]

Those are great options offered above. One installs an app. Provides necessary information and then uses the app to gain the needed insurance for the day or days in which the drone will be used for commercial work.

It ad-hoc which is super nice. One would just add the cost to thier bid for the project I imagine.

 

[Bob4131]

Is this an additional service to an existing business? If so, talk to your current business insurance agent - you may be covered with your existing policy.

 

[Platinumproman]

Hi,
You may want to look at skywatch.ai or verifly.com/drone. Both offer on-demand policies with different liability options.
Good luck and happy (safe) flying!

Many thanks for this....Forgot to mention, Im in the UK, do these policies still apply?

 

[Platinumproman]

Those are great options offered above. One installs an app. Provides necessary information and then uses the app to gain the needed insurance for the day or days in which the drone will be used for commercial work.

It ad-hoc which is super nice. One would just add the cost to thier bid for the project I imagine.

Great reply, thank you!

 

[Flycaster]

Many thanks for this....Forgot to mention, Im in the UK, do these policies still apply?

You would have to contact the ins. provider...

 

[AMann]

Hi,

I've recently set up a page offering drone photography services and have already received a number of inquiries.
Before taking on any "paid" work I would want to make sure i am covered for any accidents/mishaps to persons, possessions or surrounding (heaven forbid)
Does anyone else do this and know the costs involved in such insurances?

Many thanks in advance.

Oh please post a link to your new URL, would love to see what you are doing for photography work.

Cheers

 

[MAvic_South_Oz]

Is is simply Public Liability insurance required, not Personal Liability.
At least that's the case in Australia if operating an enterprise, but just ask for the right thing when inquiring.

 

[Bob4131]

In section 6 is a list of insurance providers in the US plus a link for providers in other countries including the UK. Drone Insurance Guide: How to Get Liability Coverage

 

[pickett22]

Hi,

I've recently set up a page offering drone photography services and have already received a number of inquiries.
Before taking on any "paid" work I would want to make sure i am covered for any accidents/mishaps to persons, possessions or surrounding (heaven forbid)
Does anyone else do this and know the costs involved in such insurances?

Many thanks in advance.

I just got mine through State Farm since I have Homeowners and Car Insurance and it covers 2 million in Liability and the drone and my business equipment (cameras and computers) for $37 month.

 

[Yuval Caspi]

Many thanks for this....Forgot to mention, Im in the UK, do these policies still apply?

Hi there,
SkyWatch.AI will now be available in the UK as well. I would be happy to touch base with you about our liability plans. Feel free to contact me at [email protected]

 

[Olav van Gerven]

Make sure that you have an insurance that covers your commercial activities!

At least here in Germany, insurances mostly do not cover commercial activities, just the "privat" ones. As soon as they figure you got paid for the flight that caused the damage, they will deny coverage. Commercial insurances are more expensiv, at the same time, they are costs made in context of the job and so you can deduct them from the taxable income (like all costs you make for your bussines).