State Farm Insurance instead of DJI Care

[PyroProdigy]

Are the people here getting State Farm insurance just getting coverage for their drone or are they getting liability insurance as well?

Just the drone here for now.
But I don't think they'll insure for liability. They specifically ask if it's recreational, I'm not positive but I think they ONLY do recreational without any kind of liability.

 

[SkywalkerFeng]

I'm a big fan of this State Farm policy for your drone as a suitable substitute to DJI Care Refresh for your most expensive DJI drones. Not only is the premium inexpensive but also the payout for a claim is usually based on your receipt. I was cancelled in 2020 for filing one claim (may or may not happen to everyone) and I think I'm going to try again after waiting 5 years and when I get my Mavic 4 Pro later this year. It's a great policy to have even if you have DJI Care Refresh.

This isn't available everywhere so don't be surprised if your agent can't do it for you but use the details above to help them out should they need further guidance.

It happened to me a few years ago as well. Had State Farm policy for three years, filed one claim, and they refused to renew my policy right after that. So it is a great policy as long as you don't file a single claim.