I just got coverage for my Mavic Pro (Personal Article Coverage) I've gone thru the contract and can't find the info I'm looking for, which basically is what happens if I have a fly away or crash in the water? I would think the insurance company would want some kind of proof you crashed, but what if its sitting 50ft on the bottom of a river? I've been flying for about 10 years, this is DJI drone number 6 and I've never had insurance, never crashed either. For $61 on my $2200 package I couldn't pass it up.