Respectfully Dawg, I consider it to be a waste because DJI does not cover complete loss (you have to send the carcass in for replacement, which ain't gonna happen if you can't find it), plus pay extra to have it replaced...possibly with a refurb.
State Farm has better coverage, costs less and covers more. Pays replacement value directly to me so that I can go out and order a brand new one.
All good! Just wanted folks to know about other options. For all I know, one may not be able to even get PAP without a homeowners policy. Any policy is better than none!I have the State Farm $60 policy on my M2P so need to defend it. Many crash their drone and find it and in that case send it to DJI, that's all I am saying.